At Steven DiFranco Jewelers,
we offer many easy ways to finance
Six Months Deferred Payments
Our 6 months deferrred payments financing is proudly available through GE Financial. Six Months Deferred Payments financing is available on any purchase over $250.00, and up to $200,000. This financing program will require minimum payments each month until the balance is paid off before the last month. There will be zero interest as long as payment is made in full before the end of the six months.
At the present time, long term financing is not available through us due to extremely high processing costs. You can find attractive rates on long term financing through your own bank and credit card suppliers.
Six Month Layaway
We also offer a layaway program which gives you six months to pay off an item and only requires a 25% downpayment. A payment every two weeks is required to hold your new jewelery safe and sound until paid in full. Payments can be made in store, or with a credit card by telephone. There will be a 15% restocking fee on ALL cancelled layaways after 30 days. There will be no refunds on labor or shipping costs on cancelled layaways.
We accept Discover, American Express, MasterCard, & Visa, all without an extra fee. We will gladly accept your credit card on any purchase over $10.00. We will also accept your debit card on any purchase no matter what the purchase price.
We will gladly accept your personal check with proper matching identification. Unfortunately, we do not accept third party checks, out of state, or out of country personal checks. All personal checks will be verified before a sale is complete.
With the proliferation of fraudulent bank checks and money orders, we will have to verify these before a sale is complete. We appreciate your understanding in this matter.